考前必看！銀行從業考試《個人理財》精選多選題！ 銀行從業考試《個人理財》精選多選題有哪些呢？不知道的小伙伴來看看小編今天的分享吧!

1、《商業銀行個人理財業務管理暫行辦法》明確規定，個人理財業務是指商業銀行為個人客戶提供的（AC）等專業化服務活動?！　、財務分析、財務規劃　　B、外匯理財、人民幣理財　　C、投資顧問、資產管理　　D、保險規劃、財產信托　　E、儲蓄存款、信貸產品介紹、宣傳、推薦

2、下列屬于理財顧問服務的業務是( ABD )?！　、向客戶投資建議　　B、財務分析與規劃　　C、資產業務　　D、個人投資產品推介　　E、存款業務

3、按照管理運作方式的不同,個人理財業務可以劃分為( AC )?！　、理財顧問服務　　B、產品營銷服務　　C、綜合理財服務　　D、理財計劃服務　　E、私人銀行服務

4、按照客戶對象不同,綜合理財服務可以劃分為( DE )?！　、理財顧問服務　　B、產品營銷服務　　C、綜合理財服務　　D、理財計劃服務　　E、私人銀行服務

5、按照客戶獲取收益方式的不同,理財計劃可以分為( AC )?！　、保證收益型理財計劃　　B、保本收益型理財計劃　　C、非保證收益型理財計劃　　D、保本浮動收益理財計劃　　E、非保本浮動收益理財計劃

6、按照客戶是否保本,非保證收益理財計劃可以分為( DE )?！　、保證收益型理財計劃　　B、保本收益型理財計劃　　C、非保證收益型理財計劃　　D、保本浮動收益理財計劃　　E、非保本浮動收益理財計劃

7、以下會對個人理財業務的發展產生影響的因素有( ABCDE )?！　、允許國內投資者投資港股　　B、財政部發行特別國債　　C、醫療制度改革深入　　D、股指期貨的推出　　E、人口老齡化

8、關于個人理財以下說法正確的有( ACDE )?！　、個人理財業務服務的對象是個人和家庭　　B、個人理財業務是一般性業務咨詢服務　　C、個人理財業務主要側重于咨詢顧問和代客理財服務　　D、個人理財業務是建立在委托代理關系基礎之上的銀行業務　　E、個人理財業務是一種個性化、綜合化服務

9、收入分配政策是國家針對居民收入水平高低、收入差距大小在分配方面制定的原則和方針,偏松的收入分配政策會( ACE )?！　、刺激投資需求增長　　B、導致利率水平下降　　C、刺激股市反彈　　D、抑制房地產價格上漲　　E、私人銀行業務發展空間凸現

10、與理財顧問服務相比,綜合理財服務的特點體現在(BDE)?！　、綜合理財服務是商業銀行向客戶提供的財務分析與規劃、投資建議、個人投資產品推介等綜合的專業化服務　　B、綜合理財服務活動中是客戶授權銀行代表客戶按合同約定的投資方式和方向,進行投資和資產管理　　C、在綜合理財服務中所產生的投資收益和風險由客戶自行承擔　　D、綜合理財服務更強調個性化的服務　　E、按照服務的對象不同，綜合理財業務可以進一步劃分為私人銀行業務和理財計劃兩個類別

以上就是。    

考前必看！英語六級經典范文 英語六級經典范文有哪些呢？不知道的小伙伴來看看小編今天的分享吧!

六級經典范文：My View on University Ranking

My View on University Ranking(1)

Nobody could have failed to notice the fact that university ranking has gained increasing popularity --- institutions home and abroad are always interested in it; newspapers and magazines are fond of carrying the news. Unfortunately, it has also given rise to some problems never thought of. Confronted with the dilemma, should we carry on the practice? When it comes to this question, people’s views vary from one to another.

People who support ranking have their reasons. They are convinced that it can stimulate people, teachers and students alike, to work harder so that they can climb on the ladder or at least maintain their position. In this way, universities can produce more talents and knowledge demanded by our society. Also, supporters of university ranking maintain that it can act as a guide for employers when they decide where to find right employees..

But others may not agree. These people would argue that university ranking might force universities to care more about their position in the ranking but not about research that they are expected to do. For instance, it is often reported that some professors spend more time in bribing than in labs in order to have an edge in the fierce competition. Another good case in point is that some scholars even sacrifice their integrity to plagiarize under the pressure of “publish or perish”.

Who is right? Of course both sides have their reasons. As far as I am concerned, we might as well stop the practice for the good of universities and society. Universities are a place for free academic study. Only when scholars are free to in their pursuits, can they make contribution to society.

My View on University Ranking(2)

　　In recent years, all kinds of University Ranking Lists can be found on some educational websites, or newspapers. The ranking standards also vary. These lists have great influence on students. They are even becoming the only scale to evaluate the colleges and universities.

　　People hold different views toward this phenomenon. Some believe that these lists help the students a lot, especially for those who will choose their university. While some other protest vigorously. In their points, the list is really ridiculous and harmful. In my view, the university ranking may have its own reference values, but its disadvantages overweigh its values.

　　For those university-students-to-be, they are supposed to choose the school according to his or her own situation, but not the so-called Ranking List. What’s more, how about the university students? How do they feel about themselves when they see the ranking? The list may become some intangible shackles for them if their own school ranks poorly.

In a nutshell, there is no easy method to rank these universities, but the Ranking, only helps students ignore the essentials, namely, their ninety-nine percent perspiration.

My View on University Ranking(3)

There is no denying the fact that it has become a prevailing trend for some individuals or organizations to rank universities. Taking a look around, we can find examples too many to list. To this phenomenon people’s attitudes differ sharply.

Some hold the positive view. They claim that ranking universities can help high school graduates or their parents to make a sound choice when enrolling in a university or college. Besides, this practice can help promote the level of higher education as a whole in that many universities will exert efforts to elevate their position.

Others, however, hold the opposite view. They point out that the result of ranking is not always credible, for many individuals or institutions do it merely for the purpose of colleting money. Furthermore, some universities overemphasize the result of ranking and waste large amounts of resources.

Personally, I believe that we should not go to extremes. On the one hand, it must be admitted that ranking is an effective means to encourage universities or colleges to compete with each other and improve their work. On the other hand, it should not be conducted and used in the wrong way.

My View on University Ranking(4)

It is a not-uncommon social phenomenon that the university rankings are especially prevalent in our country. For example, universities are measured by scale, academic achievements or the number of papers published in famous magazines.

As to this issue, opinions vary from person to person. Some people hold that university ranking dramatically promotes the development of university in various fields. But others maintain that university ranking also leads to some undesirable consequences such as academic fraud even to deceive people.

As far I am concerned, every coin has two sides. On one hand, University ranking does encourage the development and growth of colleges. Such growth– the grand libraries, splendid stadiums and fruitful academic achievements, has caught the attention of the world. We’re impressed by these signs of our education’s tour to the 21st century.

On the other hand, we have to pay attention to an unexpected phenomenon that some people have ignored the objectivity of university ranking. Take South university of science and technology of china for an example, this university occupies the second position in some university rankings. In those rankings, it is superior toPekingUniversityand Tsinghua university. In a word, we should inspire the advantages of university and abandon its disadvantages.

My View on University Ranking(5)

Nowadays, University and college ranking has become increasingly popular throughout the nation. According to the survey conducted by China Daily, an estimated 100 universities are closely concerned about the ranking. In other words, we cannot fail to notice the obvious trend that university ranking has become a social focus, triggering a wide concern across the nation, especially from school campuses.

A host of individuals are divided over this issue about university ranking. An army of folks deem that we are supposed to be concerned about the ranking because the ranking is the sole standard of measuring the school’s comprehensive level , plus, when choosing the university for their kids, a growing number of parents take the ranking into account. However, others maintain that it’s not a wise and rational idea to view the university ranking as the only standard,put in another way , we should not over-value the ranking. The ranking is the outward style of the university .

On my personal level, however, ranking matters much to a university , but enhancing the teaching and comprehensive quality is on the top of university’s priority, ranging from the faculty to teaching methods to teaching instruments and so forth . Only in these ways can we bulid up fast-paced and flagship university smoothly .

以上就是小編今。